From 2005 to 2008, Ajay was the Chairman and Chief Executive Officer of Citi's International Global Consumer Group, which included all credit card and consumer banking operations outside of North America. Before this, he served as the President, Retail Banking North America. At that time, he was responsible for branch banking, commercial banking, commercial real estate, commercial financing and leasing, mortgages, student loans, and the Primerica Financial Services distribution channel. He also had additional responsibility for the operations and technology of all the real estate businesses in the consumer bank.
Ajay joined the Citi group in 1996 and has served as the business head of CitiFinancial and the U.S. Consumer Assets Division from 2000 to 2002. Previously, he worked in London as Division Executive for the Consumer Bank in Central and Eastern Europe, Middle East, Africa, and the Indian subcontinent from 1998 to 2000. Early in his Citibank career, he was based in Brussels, where he was the Head of Sales, Marketing, and Business Development for the Europe, Middle East and Africa region.
Ajay began his business career with Nestle in 1981. He spent the next 13 years in a variety of assignments spanning sales, marketing, and general management. He later joined PepsiCo and was instrumental in the launch of its international fast food franchises in India as the economy liberalised.
Mr. Banga also serves on the Board of Kraft Foods Inc. In addition, he is on the Board of Trustees of the Asia Society and has served as Vice Chairman of the Board of Trustees of the New York Hall of Science and was a Board member of the National Urban League. Ajay graduated with a BA in Economics Honors from Delhi University and is an alumnus of the Indian Institute of Management, Ahmedabad.
Jot Singh Khalsa is a weapons master who is a trained metal smith. Jot Sing grew up in Mills, Massachusetts and when he was 19 started studying fine arts at college, with a focus on gold and silversmithing. He started studying Kundalini Yoga, which he has done for over 30 years, and through this he met Yogi Bhajan. He found the Sikh religion appealing so decided to become a Sikh. Coming into contact with the Sikh religion he came across the Sikh Kirpan (
Dr. Lonnie Smith, born July 3, 1942 in Lackawanna, New York is a jazz musician, recognized as a player of both the Hammond B3 organ and piano. He has been performing for over five decades and many consider him as the world's top jazz organist. Lonnie was born into a family with a vocal group and radio program. Smith says that his mother was a major influence on him musically, as she introduced him to gospel, classical, and jazz music. He was part of several vocal ensembles in the 1950s, including the Teen Kings. Art Kubera, the owner of a local music store, gave Smith his first organ, a Hammond B3. His affinity for R&B melded with his own personal style, and he quickly became a local legend. He moved to New York City, where he met George Benson, the guitarist for Jack McDuff's band. Benson and Smith connected on a personal level, and the two formed the George Benson Quartet featuring Lonnie Smith, in 1966. After recording several albums with Benson, Smith became a solo recording artist and developed a career that has produced over 30 albums under his own name. Several legendary jazz artists have joined Smith on his albums, including Lee Morgan, David "Fat Head" Newman, King Curtis, Blue Mitchell, and Joe Lovano among others. Smith has performed at several prominent jazz festivals with artists including Grover Washington, Jr., Ron Carter, Dizzy Gillespie, Lou Donaldson and Ron Holloway. He has also played with musicians outside of jazz, such as Dionne Warwick, Gladys Knight, Etta James, Joan Cartwright, and Esther Phillips.